Bellevue Business Auto Insurance
We offer a wide range of insurance solutions
Understanding Business Auto Insurance
Business car insurance can help protect business owners from many different liabilities. Typical packages cover liabilities like physical damage, medical payments and uninsured motorist. This liability coverage absorbs many hefty bills, should a driver for your company get into an accident and injure someone else or themselves. It can also help cover any insurance gaps if the other driver in the accident is uninsured or under-insured. However, many packages do not stop at these basic provisions: many better policies include add-ons such as hired auto coverage or non-owned coverage, particularly if your business does not own its fleet of trucks or is utilizing a borrowed car.
There are many different types of vehicles that should be covered by commercial auto insurance. The most obvious class of vehicle that should be covered is the truck and trailer class. This could mean a purely work-related vehicle like a dump truck or a cement mixer, or a transport vehicle like a semi-trailer or an eighteen-wheeler. Commercial trailers are included in this category as well. Another class of vehicle that should be covered is known as the ‘business auto’ class. These are vehicles like sedan cars, light trucks, SUVs and mini vans that are often used for personal transportation, but in certain cases may be used for business purposes.
Your commercial vehicle insurance quote price should reflect which class the vehicle you are attempting to insure is in. Although that is not the only factor that insurance companies take into consideration when determining the price of a policy, it is certainly a major part of the process.
How much is commercial auto insurance worth to your business? It could be priceless, and it’ll certainly save you some cash if your vehicle is involved in an accident. Visit our website or give us a call to request a commercial car insurance quote for your company. If you’re serious about avoiding risk, there’s seriously no time to waste — buy your commercial vehicle insurance online today!
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